First Mortgages

Because you are a member, you can take advantage of our Home Mortgage products. Home prices are currently at an all time low, making this the perfect time to purchase your first home, or re-finance your current home. Our loan team is ready to answer your questions and walk you through our mortgage process. For more information stop into any of our branches or call 616-336-3490.

Apply Online, Access More Information and Purchase Calculators Here

Right at Home: How to Keep your Home and Avoid Foreclosure

Kent County Credit Union S.A.F.E Act Registration Disclosure
Secure and Fair Enforcement for Mortgage Licensing Act

The Secure and Fair Enforcement for Mortgage Licensing Act (S.A.F.E. Act), requires credit union mortgage loan originators and their employing institutions to register with the Nationwide Mortgage Licensing System and Registry (NMLS).

Each employee of the credit union who acts as a mortgage loan originator must register with the Registry, obtain a unique identifier, and maintain this registration in accordance with the requirements of the S.A.F.E. Act. Below is a listing of registered mortgage loan originators for Kent County Credit Union NMLS Company ID #372758:

Susan Nelson NMLS ID # 512228

Jayne O'Rourke NMLS ID # 1361167

One of the objectives of the SAFE Act is to provide consumers with easily accessible information at no charge regarding mortgage loan originators. The link to the consumer access site is:
April 29, 2011

Free Credit Report
The Federal Trade Commission has information regarding how to receive a free credit report . Remember, you can receive your credit report once each year for free; however your credit score is NOT FREE.

Wetzel Trott Contract Services Audit
Kent County Credit Union uses Wetzel Trott Contract Mortgage Services to audit our Neighborhood Mortgage Lending Service mortgage loans. From time to time, Wetzel Trott Contract Mortgage Services may contact members whom have mortgages with Kent County Credit Union via mail and/or telephone. Although contact from Wetzel Trott Contract Mortgage Services is valid, if you have any questions, please feel free to contact our mortgage department.